Buying in Southwest Florida
Buying a home in North Port, Sarasota, Charlotte, or DeSoto County? At Realty by Dale Thomas, we specialize in helping you find the perfect house for sale in North Port, Port Charlotte, and surrounding areas. With over 10 years of experience in Southwest Florida, our team knows the local market inside and out. We leverage our expertise to negotiate the best deals and ensure you find the ideal property at the best price. Whether you’re searching for homes in North Port or need guidance from trusted real estate brokers in Sarasota, we’re here to help!
Mortgage Calculator and Down Payment
Buying a home, whether it’s your first or fiftieth, comes with excitement and anxiety. At Realty by Dale Thomas, we understand your concerns, from affordability to long-term value. Our experienced agents are here to guide you, easing any worries and working together to find your dream home.
Start by reviewing your credit report for accuracy. A strong credit score can help secure a better mortgage rate, saving you significantly over time. A good resource is Annual Credit Report which provides a FREE copy of your credit report from each of the three bureaus once a year. However, they do not provide a credit score.
Start saving for your down payment and closing costs. Lenders offer various programs with different requirements. If needed, Realty by Dale Thomas can recommend trusted local lenders and assist with down payment programs offering up to $7,500. Please click on the Down Payment Money is Available icon to determine eligibility.
Before you start your home search, get pre-approved by a trusted lender to know your budget. Without this step, you risk looking at homes outside your price range.
At Realty by Dale Thomas, we’re excited to help you find your dream home. We’ll work hard to negotiate the best price and terms for you. Plus, every buyer who works exclusively with us gets a Free Home Warranty at closing (for homes over $150,000), providing peace of mind during your first year of ownership.
Calculator
When deciding how much you can afford, a good rule of thumb is the purchase price should not be greater than 2-3 times your annual income. The mortgage calculator below can aid in this determination.
Owning a home is a great investment and it is key to plan your mortgage payments ahead of time. Calculate your monthly mortgage using our free calculator below.
DISCLAIMER: The information found in these calculators are to be used as a guide and is deemed reliable but not guaranteed. Please schedule an appointment today to find out more information about your loan.
Buying Resources
Homes For Sale
Browse our exclusive listings of homes for sale in North Port, Sarasota, Port Charlotte, and DeSoto County. At Realty by Dale Thomas, we offer a wide selection of properties, from charming single-family homes to luxury estates, all tailored to fit your unique needs and budget. Start exploring today and find your dream home with the help of our experienced team!